Terms of Service

Acceptance of terms

By using Roth vs Traditional IRA Calculator at rothvstraditional.com, you agree to these Terms of Service. If you do not agree, please do not use the site.

Description of service

Roth vs Traditional IRA Calculator is a free online tool that estimates and compares the after-tax retirement values of Roth IRA and Traditional IRA accounts based on user-provided inputs. All calculations are performed within the user's browser. This site is not affiliated with the IRS, any financial institution, or any government agency.

No financial or tax advice

Nothing on this site constitutes financial, investment, tax, or legal advice. Results are estimates based on simplified assumptions including a fixed 7% annual return, a fixed tax rate, and no account for deductions, credits, state taxes, contribution limit changes, or other factors that affect actual retirement outcomes. Tax law is complex and changes frequently.

You should not make retirement account decisions based solely on this tool. Consult a qualified financial advisor or tax professional before making IRA contribution or conversion decisions.

Accuracy of results

We make reasonable efforts to keep the tool accurate, but we cannot guarantee results reflect current tax law, contribution limits, or income thresholds. Results are for planning and educational purposes only.

Disclaimer of warranties and limitation of liability

This site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, MoneyWise Calculators shall not be liable for any financial loss, tax liability, penalties, or other damages arising from use of or reliance on this tool.

Third-party services and advertising

This site displays advertisements through Google AdSense and uses Google Analytics for traffic measurement. Your interaction with these services is governed by Google's own terms and privacy policies.

Changes to these terms

We reserve the right to modify these terms at any time. Continued use of the site constitutes acceptance of updated terms.

Contact

For questions about these terms, contact us through MoneyWise Calculator.